Index Universal Life
TCA’s Indexed Universal Life (IUL) Service provides lifelong protection with the opportunity for market-linked growth and flexibility. It allows your policy’s cash value to grow when markets rise while keeping your principal protected. At The Coverage Academy, we tailor each IUL plan to your goals, helping you balance protection, savings, and long-term wealth growth that fits your family’s financial future.
Whole Life Protection
IULs provide lifelong coverage that guarantees financial security for your loved ones. It offers lasting protection with flexible benefits that adapt to your changing needs over time.
Market Growth
Part of your policy’s cash value is linked to the performance of a market index with the potential for higher growth during strong market years.
Cash Value
Cash value is the savings component of a life insurance policy that grows over time and can be accessed while you’re alive, offering both financial flexibility and long-term security.